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Legal Services Plans
What Are They?
During the past several decades a variety
of options has arisen to reduce the cost of legal services for consumers
through "pre-need" arrangements. However termed, these options provide
consumers with ready access to qualified attorneys for legal services at
known costs.
What Do Legal Services Plans Typically
Cover?
There is no set model for the services
covered under a legal services plan. Each plan's coverage must be examined
before you sign up.
However, we can
identify the two basic plan types that mark the ends of the coverage/cost
spectrum. At one end of the coverage and cost spectrum are Access
plans that provide quick access to an attorney for advice and
uncomplicated legal services. At the other end of the spectrum are
Comprehensive plans providing extensive services such as complex
legal advice, legal document drafting (e.g., wills, trusts, contracts and
deeds), representation in real estate transactions and in negotiations, as
well as before courts and administrative agencies. A few comprehensive
plans even cover some or all of the costs involved in litigation.
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